FX pricing and transparency

FX pricing in Vortex is closely linked to the role of the Vortex DEX. The DEX provides transparent conversion between the primary settlement stablecoin and local partner stablecoins. Pricing is based on interbank FX rates, or — in markets with multiple rates — on prevailing real trading rates that reflect actual liquidity. This ensures that conversions are fair and aligned with real market conditions.

In addition to FX pricing, two types of fees apply:

• Processing Fee – A fixed percentage applied across supported rails. This covers FX processing and infrastructure costs (such as UX, KYC, payouts).

• Network Fee – Paid to blockchain validators. This covers one or more on-chain transactions, depending on network congestion and the output asset selected. For example, if funds are routed from a stablecoin into another token through a DEX, the user pays the related network fees.